| Erigo’s Aid to Injured Parties Program |
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I. Erigo Aid to Injured Parties Program The idea behind Erigo Aid to Injured Parties Program conducted by Erigo under the patronage of Insurance Monitoring and Risk Management Institute is to guarantee a professional consulting and legal assistance to injured parties harmed in the result of accidents (especially car accidents, farm accidents Or accidents at work).. It is generally known that insurance companies often refuse or lower payments/indemnities due to injured parties, arguing briefly that nothing else is due. It is obvious that thus insurance companies take advantage of their position of strength. People injured often do not realize the fact that the payment/indemnity granted to them is not adequate to their sustained injuries Or that it was substantially lowered. Despite the fact that such unfair practice is generally used by insurance companies, the injured themselves do not fight for their rights, fearing waste of time and money on eventual legal proceedings. I case of a loss arousing the liability of an insurance company, accessing the Program gives the injured parties the possibility of profiting from the Offices’ assistance. II. Erigo Aid to Injured Parties Program Card The Erigo Aid to Injured Parties Program can be joined by anyone who – in case of an accident - wishes to profit from the Insurance Law Office’s assistance. Persons, who would like to guarantee themselves the assistance of the Office “beforehand” (before the potential loss occurrence), as well as injured parties have the opportunity to participate in the Program. Persons participating, or wishing to participate in, the Program receive an Erigo Aid to injured Parties Program Card. The card can be obtained while applying for participation in the Program in Erigo premises or through a distribution net (the Office’s consultants operating throughout the country, car services participating in the Program). The Program Card entitles to a first, free consultation (by telephone or directly in Erigo’s premises) with an Office lawyer in respect of matters connected with loss settlements Or claim servicing. The issuing of the Card is free of cost; the only condition is to sign a declaration of agreement to data processing. III. Aid to parties injured in car accidents, accident in farms, accidents at work. A car is presently the most popular transportation means, and possessing a car ceased to be a luxury for a good many years now. The constant development of motorization regretfully entails an increasing number of car accidents. The World Health Organization anticipates that until 2020, car accidents will be the main cause of early deaths. It should be mentioned here that young people, less than 45, are the most frequent victims of car accidents (67%). Every year ca 6.000 people die in car accidents in Poland, and much more are injured. Statistics place our country in the lead of European countries in respects of both the number of car accidents and mortality of car accidents victims. In 2007 5.583 people died on Polish roads, this comprising as many as 35% pedestrians, 27% passenger cars’ drivers and 19% passengers. This is an alarming data. It show however the importance of protection of car accidents victims and their familie. Lack of legal and claim vindication knowledge causes that, very often, injured parties do not profit from available legal remedies and from the possibility to obtain indemnities, compensations or pensions from the insurance company of the party responsible for the accident. Injured parties are wronged twice; they cover treatment costs, rehabilitation and rehabilitation equipment costs, travel to medical center costs, retraining costs, prostheses, heating aids etc. costs. The family of the dead does not apply for due compensation and indemnity. The Office’s offer is directed to the injured parties and their families. We specialize in claim vindication from insurance companies, representing people directly or indirectly injured in car accidents in Poland and abroad. Our target is providing the Client with the highest quality service connected with claim settlement. PROCEDURE The injured party interested in profiting from the Office’s services signs a claim settlement agreement. A team of experienced lawyers analyzes the provided documentation and Get things moving in accordance with claim settlement procedures. The injured party is not engaged personally in any stage of the claim’s settlement, except when completion of the necessary documentation and/or appearance before the insurance company’s committee is required. The Client does not cover preliminary costs connected with the Office’s work. The Office’s salary is a commission calculated on the obtained payment/indemnity, We also offer our assistance to people injured: · In farm accidents; · In accidents at work. Within the agreement we offer to our Clients: · Full claim settlement from its occurrence; · Conducting matters in which insurance companies have not yet decided on granting payment/indemnity; · Conducting appeal proceedings in the event of refusal or lowering of the payment/indemnity. CONTACT Erigo Sp. z o.o. Kancelaria Prawa Ubezpieczeniowego 00-682 Warszawa, Hoża St. 66/68 building BC tel.: 22 323-73-94/95 fax: 22 323-73-96 e-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it IV. Assistance in claim vindication in respect of other property losses. Property loss (damage) occurrences are perceptible by everybody. It is therefore worth to insure one’s property against financial consequences of, for example, natural, fire or burglary losses. Information from the insurance market show that house, apartments and cars are property the most often insured. In case of damage to the house or apartment following a fire or inundation, of theft of a car or household property, the injured parties expect the indemnity to be in line with the loss amount. Taking into account the frequency of these occurrences, insurance companies apply procedures resulting in a lowering of the paid indemnity, for example due to wear and tear. The Insurance Law Office offers you necessary, legal assistance in the settlement of property claims, aiming at obtaining an indemnity which will reflect the real damages and costs of replacement of the damaged property. Similarly to personal injuries, the Office will take over all operations connected with claim settlement procedures in the name of the injured parties on the basis of an agreement concluded in accordance with the procedure. |